I want to go to college but can not qualify for a student loan?

In 1994, I graduated from college with a B.A. in Sociology. Financial aid paid for my studies but FAFSA (financial aid) only pays for one B.A. or B.S.. I want to return to college for a second degree.

I need to apply to the college choice as a first step. I then need to apply for fnancial aid for a second degree. If I get rejected for financial aid, I will then need to take out a loan. However, I may not make enough money per year to qualify for a student loan.

I cannot afford to pay for classes on my meager salary (less than 20G per year). I do not have bad credit. I have no credit. I am 45 years old. What are chances for a student loan? What can I do? I want to be back in school for the spring 2011 semester. What do you suggest?
You must be eligible for a student loan. In fact, student loans from some of the loans are easier to qualify. It will most likely be eligible for both a grant and a loan without a service plan. With a subsidized loan, the government pays the interest while you are in school. With unsubsidized loans earn interest while you are in school. The good news is that interest rates are fixed for these loans and are quite reasonable. Even better news is that interest rates in 2011, falling below 5% for low-interest loans. Although the interest rate must not be so important to you while you are in school it will be after your studies and are responsible for their repayment. In addition, there are areas where you will after your studies (education and care facilities) can sometimes work to forgive student loans after work for a predetermined time.

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This entry was posted on Friday, August 6th, 2010 at 2:06 am and is filed under Student Loan. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.