Student Loan – Is Using a Student Loan To Pay For Gas/Food a Wise Choice?
Question about is using a Student Loan to pay for gas/food a wise choice :
I live at home with my parents and have next to no bills. I want to go to school full time without having to deal with a job. Would using a Student Loan to pay for more than just schooling be a good decision so I CAN go full time?
Answer about is using a Student Loan to pay for gas/food a wise choice :
Well, it depends. A student loan is one of the cheapest loans you can get in terms of interest rates, so it is better than charging things to your credit card. When you graduate, you might want to do something fun instead of something that pays the bills, and the loan can be a real drag as far as that goes.
Still, folks today graduate with a far heavier debt burden than I carried, and the unemployment rate for young people is not pretty right now. However, tuition is inflating more than most other expenses right now, so I you might actually save yourself some money in the long run.
Gas and food are part of the expenses required to stay in school, so it’s fair use for a student loan. I’ve used a student loan to buy a new computer before, and I still think that was a wise decision for all the hassle it saved me.
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