When the time came to get my first credit card?
I have 20 years. I make about 800 a month working part time in a stable job. I am also in school, but my loans are deferred until I graduate, after two years. im pretty sure I could pay my bills on time your credit card. i wouldnt the card very often, I would only build up a credit card especially in a credit score at the time of my studies.
If you are only “fairly sure” that you pay bills on time is not the appropriate time for a credit card to get.
If you are 20 and your parents are against is not the appropriate time for a credit card to get.
If you do not have a credit score and have yet to build one is not the appropriate time for a credit card that does not get “to” guarantees.
A good time to get a secured credit card “is, if
1st You are absolutely sure you can pay bills on time, and
2nd Whether you’re 21 or older or if you or your parents willing to sign for cooperation.
A good time to make a credit card that will not “get” guarantees, if
1. They have already built a credit score, and
2. You are absolutely sure you can pay bills on time, and
3. Whether you’re 21 or older or if you or your parents willing to sign for cooperation.
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